Ya-Online-Juegos.com | Workers Compensation – Workers’ Compensation Dividend Program For Landscape Contractors in Texas

May 8th, 2010

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The Texas Department of Insurance allows employers with similar businesses to form purchasing groups to save on their workers’ compensation premiums and to promote safety in the workplaces. The Texas Green Industry formed a purchasing group for workers’ compensation in February 2004. Texas Mutual is the insurance company underwriting the group. The first dividend was paid in 2005. The dividend was $72,519. The dividend for 2009 was just announced November 19, 2009. The dividend was $760,070. Due to increased participation by eligible employers, the dividend has grown over 100% in just 5 years. Texas Mutual Insurance Company is the leading writer of group purchase programs in Texas.

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By joining a purchasing group in Texas, the employer gets the premium discount for the premium volume of the whole group, not just his/her own premium. The premium discount for The Texas Green Industry for 2009 was 10.9%. Combining this discount and then participating in a work comp health care network can achieve substantial savings. The work comp health care network savings is an additional 12%. The employer then is eligible for a dividend based on his/her own experience and another dividend based on the experience of the group as a whole.

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The combination of all these discounts can reduce the employer’s standard workers’ compensation premium over 30 to 40%. Texas employers will retain their own workers’ compensation experience modifier. In addition to landscape contractors, The Texas Green Industry Workers’ Compensation Group Purchasing Program is open to qualifying wholesale and retail nurseries. Irrigation contractors and other green industry businesses may also qualify. The qualifying class codes for the Texas Green Industry group are: 0005, 0035, 0042, 5183, 8017, 8018, and 9014.

You have two choices: You can either approach a solicitor personally or look online for help. Both ways, you are assured of getting suitable compensation. You can ask them any doubts that you might have. Approaching a solicitor personally will enable you to present a clear picture. You can explain to them under what conditions, you suffered an injury. If you have any doubts, you can get clarified the same from them.

Or else, you can look online for help. There are many solicitors who can provide the necessary guidance. This will help you save time too. From within the comfort of your house, you can get the required information. Thus, both ways you can get the required information to make a claim. Certain workers are apprehensive about making a claim. They are afraid they might lose their job by making a claim. The truth is you need not worry about these possibilities. Your job is safe and you can make a claim easily you can be published without charge. You can to republish this article in your website or blog. Please provide links Active.